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You can pay your premium as monthly instalments or a single annual payment.


$ p/m

($ Total)

Pay your premium
over 12 monthly instalments



+ one time setup fee $

Pay annually and save

$ Total

The total includes GST
and government charges


What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.

Have some questions? We would love to hear from you.

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Damage Coverage

The Best Jewellery Insurance Policy at the Best Price

Diamonds Falling

Protect Your Jewellery Against Accidental Damage with Centrestone

Comprehensive Damage Coverage for Your Precious Pieces

At Centrestone Jewellery Insurance, we understand that your jewellery and luxury watches are not just valuable possessions, but also integral parts of your daily expression and joy. That’s why we’ve tailored our insurance coverage to protect against the accidental damage that life may throw your way. Whether it’s a ring bent out of shape, the clasps of a necklace breaking, or the unfortunate cracking of a luxury watch face, we’ve got you covered.

Experience the Security of Centrestone’s Damage Protection

Accidents are a part of life, and when it comes to your cherished jewellery and watches, they’re more common than you might think. In fact, the largest percentage of our claims arise from accidental damage. This highlights the need for robust protection that ensures your items can be repaired or replaced, allowing you to wear them with confidence every day.

Why Choose Centrestone for Jewellery and Watch Damage Coverage?

Dedicated Coverage: Centrestone offers specialized jewellery insurance that covers all forms of accidental damage, from the most minor scratches to significant breakages.

Peace of Mind: Knowing that your jewellery is protected against accidental damage means you can freely enjoy wearing your pieces without the constant worry of what-if scenarios.

Effortless Claims Process: We pride ourselves on a straightforward and hassle-free claims process. If your jewellery suffers accidental damage, we’re here to make it right, no questions asked.

Wear Your Jewellery with Confidence

Centrestone Jewellery Insurance provides comprehensive protection that allows you to fully enjoy your jewellery and watches, as you rightfully should. Accidents may happen, but with Centrestone, you’re always covered. Experience the joy of wearing your beautiful pieces, assured in the knowledge that they’re protected under our dedicated damage coverage plan.


Other Online
Jewellery Insurance

Renters/ Home &
Contents Insurance


Coverage Limits

150% of Appraisal Value

Appraisal Value to 150%

Capped as low as $2,500

Appraisal Value

Worldwide Coverage






Mysterious Disappearance

Limited Impact of Claims on
Homeowners Insurance

Monthly Pay Option or Discount for
Annual Pay

Gifts to Others at Separate Address



No Excess




Free Annual Insurance Value Updates

Like for like replacement

Majority offer cash payouts
less than value of replacement

How are we different to Home & Contents Insurance?

We'll let you compare


Home & Contents

Return to your
preferred jeweller

150% to protect
from price increases


No excess fee

Worldwide cover

Often limited to
Australia Wide

Cover for accidental
damage, loss & theft

Limited coverage

Centrestone Jewellery Insurance Policy Benefits

Diamonds Falling

The 5 C's of Jewellery - Cut , Colour, Clarity, Carat and Centrestone Jewellery Insurance

Instant Quote
Read our Guide to Jewellery Insurance

Centrestone Jewellery Insurance, is Australia’s premiere jewellery insurance specialist. Offering the best engagement ring insurance & wedding ring insurance, we keep it simple – comprehensive jewellery insurance cover against damage, loss and theft – anytime, anywhere.

We provide the best comprehensive worldwide jewellery insurance for your precious engagement ring, wedding ring and timepieces. We cover your jewellery wherever it goes. Your precious jewellery is made to be worn, so why insure it with a company that will only cover it at home?

Latest Blog

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The tradition of presenting a diamond engagement ring to seal a marriage proposal remains deeply ingrained in Australian culture. For generations, diamond engagement rings have continued to symbolise a romantic[...]

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Is Jewellery Insurance Worth It?
Is Jewellery Insurance Worth It?

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The decision to obtain jewellery insurance largely depends on the value of your jewellery (both monetary and emotional), your personal risk tolerance, and your financial situation. Here are some key[...]

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