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You can pay your premium as monthly instalments or a single annual payment.


$ p/m

($ Total)

Pay your premium
over 12 monthly instalments



+ one time setup fee $

Pay annually and save

$ Total

The total includes GST
and government charges


What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.

Have some questions? We would love to hear from you.

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Satisfaction guarantee

The Best Jewellery Insurance Policy at the Best Price

Diamonds Falling

Experience Our Commitment: The Centrestone Satisfaction Guarantee
Unveiling the Meaning Behind Our Satisfaction Guarantee

At Centrestone Jewellery Insurance, our pledge is to offer unparalleled service that meets and exceeds your expectations. With our satisfaction guarantee, we’re not just promising excellence—we’re ensuring it. This commitment is at the heart of everything we do, reflecting our dedication to providing top-tier jewellery insurance solutions.

The Centrestone Difference: Satisfaction Assured

Why is our satisfaction guarantee vital for you? It’s simple. Our confidence in our services is backed by the trust and recommendations of over 1,000 jewellers across Australia. This guarantee is our promise to you that we’re committed to delivering the best insurance experience. However, we also understand the importance of flexibility. That’s why, in the rare instance you find our service not meeting your expectations, we offer a full refund of your premium if you decide to cancel within the first 14 days.

Why Trust Centrestone With Your Jewellery Insurance?

Peer Endorsement: The backing of over 1,000 Australian jewellers isn’t just a number; it’s a testament to the reliability and quality of our service.
Risk-Free Exploration: Our satisfaction guarantee means you can explore what Centrestone has to offer without any risk, ensuring you’re completely happy with your coverage.
Full Refund Policy: Should you change your mind within the first 14 days, our hassle-free refund policy is there to ensure your satisfaction is genuinely guaranteed.

Covered with Confidence and Satisfaction

Our satisfaction guarantee embodies our commitment to not only meet but exceed your expectations. It’s why we stand out in the jewellery insurance industry and why you can choose Centrestone with confidence. Let us protect your precious pieces with the assurance that your satisfaction is, and always will be, our guarantee.


Other Online
Jewellery Insurance

Renters/ Home &
Contents Insurance


Coverage Limits

150% of Appraisal Value

Appraisal Value to 150%

Capped as low as $2,500

Appraisal Value

Worldwide Coverage






Mysterious Disappearance

Limited Impact of Claims on
Homeowners Insurance

Monthly Pay Option or Discount for
Annual Pay

Gifts to Others at Separate Address



No Excess




Free Annual Insurance Value Updates

Like for like replacement

Majority offer cash payouts
less than value of replacement

How are we different to Home & Contents Insurance?

We'll let you compare


Home & Contents

Return to your
preferred jeweller

150% to protect
from price increases


No excess fee

Worldwide cover

Often limited to
Australia Wide

Cover for accidental
damage, loss & theft

Limited coverage

Centrestone Jewellery Insurance Policy Benefits

Diamonds Falling

The 5 C's of Jewellery - Cut , Colour, Clarity, Carat and Centrestone Jewellery Insurance

Instant Quote
Read our Guide to Jewellery Insurance

Centrestone Jewellery Insurance, is Australia’s premiere jewellery insurance specialist. Offering the best engagement ring insurance & wedding ring insurance, we keep it simple – comprehensive jewellery insurance cover against damage, loss and theft – anytime, anywhere.

We provide the best comprehensive worldwide jewellery insurance for your precious engagement ring, wedding ring and timepieces. We cover your jewellery wherever it goes. Your precious jewellery is made to be worn, so why insure it with a company that will only cover it at home?

Latest Blog

Find ideas, inspiration, resources and more

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Celebrities have long influenced our choices in fashion and beauty, with their stunning engagement rings often making headlines. Known for her tumultuous love life and exquisite taste in jewellery, Elizabeth[...]

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How Much To Spend On An Engagement Ring?
How Much To Spend On An Engagement Ring?

01 Mar 24 | Engagement Rings

The tradition of presenting a diamond engagement ring to seal a marriage proposal remains deeply ingrained in Australian culture. For generations, diamond engagement rings have continued to symbolise a romantic[...]

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Is Jewellery Insurance Worth It?
Is Jewellery Insurance Worth It?

02 Feb 24 | Jewellery Insurance

The decision to obtain jewellery insurance largely depends on the value of your jewellery (both monetary and emotional), your personal risk tolerance, and your financial situation. Here are some key[...]

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