The answer? Either!
Ideally, the moment you step out of the jeweller with your precious new ring, you should make sure that you are covered for any unforeseen events.
The best way to do this is to ask your jeweller if they offer jewellery insurance through Centrestone Jewellery Insurance. Alternatively, you can call and apply for jewellery insurance over the phone before you leave the store.
As the ring purchaser, it can feel like a daunting task having the responsibility of such a small and precious item in the lead-up to popping the big question. Where should you store the ring before the proposal? What happens if it gets lost or damaged?
Many prospective proposers invent unique hiding places for their engagement rings. We recommend storing it in a safety deposit box – as well as having it protected under the cover of a policy from a jewellery insurance specialist.
As the ring receiver, the first thing on the wedding planning to-do list should be to insure your ring.
Between the proposal date and the day you are married, anything can happen, especially if you are not yet used to wearing your engagement ring on a regular basis. Have peace of mind and one less thing to do on your checklist by making sure your ring is covered for any accidental damage, loss or theft.