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What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.

Have some questions? We would love to hear from you.

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Fast, affordable A+ rated Lab-Grown Diamond Insurance

We make great jewellery insurance easy

Centrestone Jewellery Insurance is Australia’s Premier Lab-Grown Diamond Insurance Specialist.

Centrestone Jewellery Insurance is the preferred jewellery insurance provider for over 1000 jewellers. Comprehensive coverage with confidence

Comprehensive coverage with confidence

Your best choice for:

Engagement rings, wedding rings, lab-grown diamonds & natural diamonds and other jewellery

Worldwide comprehensive A+ rated coverage

When you don't want a jewellery loss claim to affect your home owner's policy rates

In the event of a claim there are no excess fees and out of pocket costs

Price competitive with any other jewellery insurance company.


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Diamonds Falling

The 5 C's of Jewellery - Cut , Colour, Clarity, Carat and Centrestone Jewellery Insurance

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Read our Guide to Jewellery Insurance

Centrestone Jewellery Insurance, is Australia’s premier
Engagement Ring Insurance & Wedding Rings Insurance provider,
including Lab-Grown Diamond Insurance.

Insure your diamond jewellery with Australia’s premier jewellery insurer.

We provide the best comprehensive worldwide jewellery insurance for your precious engagement rings and timepieces.

Does Centrestone Jewellery Insurance Insure Lab-Grown Diamonds? Yes!

Laboratory-grown (lab-grown) diamonds have grown in popularity over the last few years. You may be wondering if it makes sense to insure your synthetic diamond jewellery.

Ask yourself:
– Would I be unable to cover the cost of replacing it?
– Would I be devastated about the sentimental loss?

If you answered yes, you should consider insuring your lab-grown diamond.

What is a lab-grown diamond?
A synthetic diamond has the same chemical structure as a natural diamond.
They have the same physical and optical properties but are made in a laboratory rather than naturally over millions of years.

Can you insure a lab-grown diamond?
Type of Diamond Insurable?

Natural Lab-Grown
Yes Yes

Do you need an appraisal to insure a synthetic diamond?
Because natural diamonds and synthetic diamonds are different, it is important to have an appraiser accurately assess your diamond. This will guarantee you are insuring the diamond
for its worth and will receive an accurate repair or replacement if you need to file a claim for loss, disappearance, theft or damage.

Whether you opt for lab-grown or natural diamonds, ensure they are protected with jewellery insurance.

For more information on jewellery insurance, read our Jewellery Insurance Guide.
Related Pages:Who Pays for Engagement Ring Insurance?, How Much Does Engagement
Ring Insurance Cost?

Our services


Why Centrestone Jewellery Insurance

The Centrestone Jewellery Insurance Policy

Worldwide cover

Worldwide Cover

Comprehensive coverage, for your jewellery no matter where your travel takes you.

Return jeweller of your choice

Return to your jeweller

In the event of a jewellery insurance claim get your items repaired or replaced by the jeweller you trust.


150% Cover

If the replacement costs exceeds the agreed insured or full value, your ring is covered to the value in excess of 50%

Like for like replacement

Like-for-like replacement

If in the event of claim and your jewellery needs to be repaired or replaced, you will receive a replacement that is like for like your original insured jewellery piece.

No excess

No Excess Fee

No Excess fee cover ensures that you are back into the same position you were in prior to your loss.


Cover for accidental damage, loss and theft

If your jewellery is damaged, lost or stolen it's covered.

Natural Disaster Coverage

Natural Disaster Coverage

If your jewellery is lost or damaged in the event of a natural disaster.

Theft Coverage

Theft Coverage

If your jewellery is stolen it's covered.

Loss Coverage

Loss Coverage

If your jewellery is lost, it's covered.


Damage Coverage

If your jewellery is accidentally damaged, it's covered.

Agreed Value Policy

Agreed Value Policy

In the event of a claim and your jewellery needs to be repaired or replaced, your jewellery is repaired/ replaced by the jeweller of your choice and is covered in the event of accidental damage, loss and theft.

Satisfaction Guarantee

Satisfaction Guarantee

We know you’ll be happy with our service. In the unlikely event that you change your mind, you’ll receive a full refund on your premium if you cancel within the first 14 days.

Dedicated inhouse Claims Consultant

Dedicated inhouse Claims Consultant

We will be there for you when you need us.

Engagement Ring Insurance

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Don't take our word for it. Check out some of our customer reviews!
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