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What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.

Have some questions? We would love to hear from you.

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Fast, affordable A+ rated Lab-Grown Diamond Insurance

We make great jewellery insurance easy

Centrestone Jewellery Insurance is Australia’s Premier Lab-Grown Diamond Insurance Specialist.

Centrestone Jewellery Insurance is the preferred jewellery insurance provider for over 1000 jewellers. Comprehensive coverage with confidence

Comprehensive coverage with confidence

Your best choice for:

Engagement rings, wedding rings, lab-grown diamonds & natural diamonds and other jewellery

Worldwide comprehensive A+ rated coverage

When you don't want a jewellery loss claim to affect your home owner's policy rates

In the event of a claim there are no excess fees and out of pocket costs

Price competitive with any other jewellery insurance company.


Diamonds Falling

Think you don’t need jewellery insurance?

Listen to Victoria’s story here

Diamonds Falling

The 5 C's of Jewellery - Cut , Colour, Clarity, Carat and Centrestone Jewellery Insurance

Instant Quote
Read our Guide to Jewellery Insurance

Centerstone Jewellery Insurance, is Australia’s premier
Engagement Ring Insurance & Wedding Rings Insurance provider,
including Lab-Grown Diamond Insurance.

Insure your diamond jewellery with Australia’s premier jewellery insurer.

We provide the best comprehensive worldwide jewellery insurance for your precious engagement rings and timepieces.

Does Centrestone Jewellery Insurance Insure Synthetic/ Lab-Grown Diamonds? Yes!

Synthetic or laboratory-grown (lab grown) diamonds have been growing in popularity throughout the last few years. You may be wondering if it makes sense to insure your synthetic diamond jewellery.

Ask yourself:
– Would I be unable to cover the cost to replace it?
– Would I be devastated about the sentimental loss?

If you answered yes, you should think about insuring your lab grown diamond.

What is a synthetic diamond?
A synthetic diamond is comprised of the same chemical structure as a natural diamond.
They have the same physical and optical properties, but the difference is they are made in a laboratory rather than naturally over millions of years.

Can you insure a synthetic diamond?
Type of Diamond Insurable?

Natural Synthetic
Yes Yes

Do you need an appraisal to insure a synthetic diamond?
Because natural diamonds and synthetic diamonds are different, it is important to have an appraiser accurately assess your diamond. This will guarantee you are insuring the diamond
for its worth and will receive an accurate repair or replacement if you need to file a claim for loss, disappearance, theft or damage.

Whether you opt for synthetic diamonds or natural diamonds, make sure they are protected with jewelry insurance.

For more information on jewelry insurance, read our Jewellery Insurance Guide.
Related Pages:Who Pays for Engagement Ring Insurance?, How Much Does Engagement
Ring Insurance Cost?

Our services

Why Centrestone Jewellery Insurance

The Centrestone Jewellery Insurance Policy

Worldwide Cover

Return to your jeweller

150% Cover

Like-for-like replacement

No Excess Fee

Cover for accidental damage, loss and theft

Natural Disaster Coverage

Theft Coverage

Loss Coverage

Damage Coverage

Agreed Value Policy

Satisfaction Guarantee

Dedicated inhouse Claims Consultant

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Don't take our word for it. Check out what some of our customer have to say!
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