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Engagement Ring Insurance: Fast & Affordable A+ Rated

We make great jewellery insurance easy

Centrestone Jewellery Insurance is Australia’s Premier Engagement Ring Insurance Specialist.

Centrestone Jewellery Insurance is the preferred engagement ring insurance provider for over 1000 jewellers. Comprehensive coverage with confidence

Comprehensive coverage with confidence

Your best choice for:

Engagement rings, wedding rings and other jewellery

Worldwide comprehensive A+ rated coverage

When you don't want a jewellery loss claim to affect your home owner's policy rates

In the event of a claim there are no excess fees and out of pocket costs

Price competitive with any other jewellery insurance company.


Diamonds Falling

Think you don’t need jewellery insurance?

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Diamonds Falling

The 5 C's of Jewellery - Cut , Colour, Clarity, Carat and Centrestone Jewellery Insurance

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Read our Guide to Jewellery Insurance

Ensuring the safety of your engagement ring may not be the most romantic task in wedding planning, but it’s certainly crucial. Given that an engagement ring is a significant financial investment, safeguarding it against loss, damage, or theft is a smart move. A survey by Centrestone Jewellery Insurance reveals that 70% of households view an engagement ring as one of their most valuable possessions. Therefore, it’s wise to err on the side of caution with this small yet immensely valuable item.

Your engagement ring is more than just a piece of jewellery; it’s a symbol of your love, aspirations, and the promise to build a life together. Given the deep emotional value attached to it, insuring your ring is a thoughtful step. Proper insurance coverage ensures that you won’t have to bear the financial burden of replacing it if it gets lost or stolen, as specified in your policy.

Centrestone Jewellery Insurance stands as Australia’s leading specialist in engagement ring insurance. We offer top-notch insurance solutions for engagement and wedding rings, providing comprehensive coverage for damage, loss, and theft, wherever you are.

Our policies offer extensive worldwide coverage for your cherished engagement ring, wedding band, and other valuable timepieces. We understand that engagement rings are meant to be worn and enjoyed, not just insured while at home.

Moreover, we guide you through understanding how much to spend on an engagement ring, ensuring you make informed decisions.

When comparing our engagement ring insurance to conventional renters, home, and contents insurance policies, it’s clear that standard policies often fall short. They typically don’t cover the full replacement value of your jewellery, and even if you add specific items to your policy, there are still limitations. With Centrestone, you get the comprehensive, specialized coverage your engagement ring deserves.

See How We Compare Centrestone Typical Home & Contents Typical Add-on
Loss Yes No Yes
Theft Yes Yes Yes
Damage Yes Not always covered Not always covered
Disappearance Yes No Yes
Flood or Earthquake Yes Not always covered Not always covered
Worldwide Travel Yes Yes Yes
Out-of-Pocket Cost $0 Excess fee Fee applies May have a fee

Is Engagement Ring Insurance Right for Me?

Purchasing engagement ring insurance is a personal financial decision only you can make. However, if you’d be upset if your engagement ring were lost, damaged or stolen, it’s a good idea to insure it. You should be able to wear your ring without worry.

You Should Consider Ring Insurance If:

You should ask yourself a few simple questions to determine whether or not engagement ring insurance is right for you. Can you afford to replace the ring if it was lost? Would it be a financial burden to repair your ring if it is damaged? Are you a frequent traveller or a person who loses things often? Do you worry a lot, and purchasing coverage would give you peace of mind? You should consider purchasing coverage if you answered yes to any of these questions.

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Why Centrestone Jewellery Insurance

The Centrestone Jewellery Insurance Policy

Worldwide jewellery insurance cover

Worldwide Cover

Comprehensive coverage, for your jewellery no matter where your travel takes you.

Return jeweller of your choice

Return to your jeweller

In the event of a jewellery insurance claim get your items repaired or replaced by the jeweller you trust.

Jewellery insurance cover up to 150%

150% Cover

If the replacement costs exceeds the agreed insured or full value, your ring is covered to the value in excess of 50%

Jewellery replacement - like for like rings

Like-for-like replacement

If in the event of claim and your jewellery needs to be repaired or replaced, you will receive a replacement that is like for like your original insured jewellery piece.

No excess fees

No Excess Fee

No Excess fee cover ensures that you are back into the same position you were in prior to your loss.

Cover for accidental damage, loss and theft

Cover for accidental damage, loss and theft

If your jewellery is damaged, lost or stolen it's covered.

Natural Disaster Coverage

Natural Disaster Coverage

If your jewellery is lost or damaged in the event of a natural disaster.

Theft Coverage

Theft Coverage

If your jewellery is stolen it's covered.

Loss Coverage

Loss Coverage

If your jewellery is lost, it's covered.

jewellery insurance for rings

Damage Coverage

If your jewellery is accidentally damaged, it's covered.

Agreed Value Policy

Agreed Value Policy

In the event of a claim and your jewellery needs to be repaired or replaced, your jewellery is repaired/ replaced by the jeweller of your choice and is covered in the event of accidental damage, loss and theft.

Satisfaction Guarantee

Satisfaction Guarantee

We know you’ll be happy with our service. In the unlikely event that you change your mind, you’ll receive a full refund on your premium if you cancel within the first 14 days.

Dedicated inhouse Claims Consultant

Dedicated inhouse Claims Consultant

We will be there for you when you need us.

Engagement Ring Insurance

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Don't take our word for it. Check out some of our customer reviews!
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