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You can pay your premium as monthly instalments or a single annual payment.
$ p/m
($ Total)
Pay your premium
over 12 monthly instalments
$
+ one time setup fee $
Pay annually and save
$ Total
The total includes GST
and government charges
What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.
Have some questions? We would love to hear from you.
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Centrestone Jewellery Insurance is Australia’s Premier Engagement Ring Insurance Specialist.
Centrestone Jewellery Insurance is the preferred engagement ring insurance provider for over 1000 jewellers. Comprehensive coverage with confidence
Comprehensive coverage with confidence
Your best choice for:
Engagement rings, wedding rings and other jewellery
Worldwide comprehensive A+ rated coverage
When you don't want a jewellery loss claim to affect your home owner's policy rates
In the event of a claim there are no excess fees and out of pocket costs
Price competitive with any other jewellery insurance company.
Ensuring the safety of your engagement ring may not be the most romantic task in wedding planning, but it’s certainly crucial. Given that an engagement ring is a significant financial investment, safeguarding it against loss, damage, or theft is a smart move. A survey by Centrestone Jewellery Insurance reveals that 70% of households view an engagement ring as one of their most valuable possessions. Therefore, it’s wise to err on the side of caution with this small yet immensely valuable item.
Your engagement ring is more than just a piece of jewellery; it’s a symbol of your love, aspirations, and the promise to build a life together. Given the deep emotional value attached to it, insuring your ring is a thoughtful step. Proper insurance coverage ensures that you won’t have to bear the financial burden of replacing it if it gets lost or stolen, as specified in your policy.
Centrestone Jewellery Insurance stands as Australia’s leading specialist in engagement ring insurance. We offer top-notch insurance solutions for engagement and wedding rings, providing comprehensive coverage for damage, loss, and theft, wherever you are.
Our policies offer extensive worldwide coverage for your cherished engagement ring, wedding band, and other valuable timepieces. We understand that engagement rings are meant to be worn and enjoyed, not just insured while at home.
Moreover, we guide you through understanding how much to spend on an engagement ring, ensuring you make informed decisions.
When comparing our engagement ring insurance to conventional renters, home, and contents insurance policies, it’s clear that standard policies often fall short. They typically don’t cover the full replacement value of your jewellery, and even if you add specific items to your policy, there are still limitations. With Centrestone, you get the comprehensive, specialized coverage your engagement ring deserves.
| See How We Compare | Centrestone | Typical Home & Contents | Typical Add-on |
|---|---|---|---|
| Loss | Yes | No | Yes |
| Theft | Yes | Yes | Yes |
| Damage | Yes | Not always covered | Not always covered |
| Disappearance | Yes | No | Yes |
| Flood or Earthquake | Yes | Not always covered | Not always covered |
| Worldwide Travel | Yes | Yes | Yes |
| Out-of-Pocket Cost | $0 Excess fee | Fee applies | May have a fee |
Purchasing engagement ring insurance is a personal financial decision only you can make. However, if you’d be upset if your engagement ring were lost, damaged or stolen, it’s a good idea to insure it. You should be able to wear your ring without worry.
You should ask yourself a few simple questions to determine whether or not engagement ring insurance is right for you. Can you afford to replace the ring if it was lost? Would it be a financial burden to repair your ring if it is damaged? Are you a frequent traveller or a person who loses things often? Do you worry a lot, and purchasing coverage would give you peace of mind? You should consider purchasing coverage if you answered yes to any of these questions.
Comprehensive coverage, for your jewellery no matter where your travel takes you.
In the event of a jewellery insurance claim get your items repaired or replaced by the jeweller you trust.
If the replacement costs exceeds the agreed insured or full value, your ring is covered to the value in excess of 50%
If in the event of claim and your jewellery needs to be repaired or replaced, you will receive a replacement that is like for like your original insured jewellery piece.
No Excess fee cover ensures that you are back into the same position you were in prior to your loss.
If your jewellery is damaged, lost or stolen it's covered.
If your jewellery is lost or damaged in the event of a natural disaster.
If your jewellery is stolen it's covered.
If your jewellery is lost, it's covered.
If your jewellery is accidentally damaged, it's covered.
In the event of a claim and your jewellery needs to be repaired or replaced, your jewellery is repaired/ replaced by the jeweller of your choice and is covered in the event of accidental damage, loss and theft.
We know you’ll be happy with our service. In the unlikely event that you change your mind, you’ll receive a full refund on your premium if you cancel within the first 14 days.
We will be there for you when you need us.
My jeweler recommended that I insure with Centrestone. I looked at other policies, but Centrestone was by far the best for insuring my ring. Easy process and great customer service.
Dylan, NSW
Just insured my ring with Centrestone. Hannah kept me up to date and was so helpful throughout the whole process. Perfect customer service
Anjan, QLD
Centrestone has a great cover that accounts for the increase in the cost of replacing your jewellery. The service is outstanding, they are prompt in all dealings no matter who you’re dealing with. Communication is 5 stars.
Oscar, NSW
I had my engagement ring on my home and contents insurance but after shopping around we found that Centrestone had the best policy out there. They had our policy in place in less than 10mins! Highly recommend.
Alex, WA
What an outstanding service Centrestone provides. A product that is competitive and responsive to a changing jewellery market in tandem with a wonderful customer service team make Centrestone the only choice for me.
Martin, VIC
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