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Centrestone Jewellery Insurance is Australia’s Premier Jewellery Insurance Specialist.
Centrestone Jewellery Insurance is the preferred jewellery insurance provider for over 1000 jewellers.Comprehensive coverage with confidence
Comprehensive jewellery insurance coverage with confidence
Your best choice for:
Engagement rings Insurance, wedding rings insurance and other jewellery insurance
Worldwide comprehensive A+ rated coverage
When you don't want a jewellery loss claim to affect your home owner's policy rates
In the event of a claim there are no excess fees and out of pocket costs
Price competitive with any other jewellery insurance company.
Centrestone Jewellery Insurance is Australia’s premier jewellery insurance specialist.
We specialise in engagement ring insurance & wedding rings insurance and are the preferred jewellery insurance provider that over 1,000 jewellers within Australia now recommend.
Whether it’s an engagement ring, anniversary gift or just a present to yourself, your jewellery is precious because it represents a special memory captured in time. Comprehensive jewellery-specific insurance gives you the confidence to wear your jewellery anywhere, anytime.
When you purchase your jewellery, ask the jeweller for Centrestone Jewellery Insurance protection. They will be able to enter your details and make sure you’re covered from the moment you purchase your gorgeous piece of jewellery.
If you have a piece of jewellery purchased within the last 12 months that you would like to insure, simply email or call our jewellery insurance experts on 1300 356 680 and they will be able to talk you through the process to get your jewellery protected.
At Centrestone, we not only provide coverage for lost jewellery, damaged jewellery items etc. but also ensure a swift claim process. Our Worldwide cover, means that you are protected from significant financial loss in the event you lose the jewellery. Plus, we make sure that your claim is processed swiftly and that the jewellery item claimed is replaced at full value.
What we offer is unlike any other type of personal effects cover. Unlike most insurers in Australia, we pride ourselves on 11ansparency and thus will ensure that you are aware of all the conditions of the policy you choose. so that you can make an informed decision.
Feel free to get in touch with us for further details or for assistance.
Jewellery insurance and contents insurance are distinct forms of coverage, each tailored to safeguard specific assets in different ways.
Jewellery insurance is a specialized type of coverage designed specifically for valuable and precious pieces of jewellery, such as engagement rings, wedding bands, necklaces, and heirloom items. The insurance policy focuses solely on protecling these high-value items against risks like theft, accidental loss, damage, etc.
It offers comprehensive coverage for valuable jewellery that takes into account the unique value and sentimental attachment associated with it. In the event you need to make a claim, jewellery insurance ensures you receive compensation that reflects the true value of your treasured pieces.
Home and Contents Insurance Cover
Contents insurance, on the other hand, is a broader form of coverage that encompasses a wide range of belongings within your home, including furniture, electronics, clothing, and household items. This insurance safeguards your possessions against various risks, such as fire, 1heft, natural disasters, and accidental damage. While contents insurance does provide coverage for your jewellery to some extent, it may have limitations and sub-limits on the cpverage for high-value items like jewellery. Thus jewellery claims can be made, it is usually within certain pre-defined limits.
In essence, jewellery insurance hones in on the unique need of protecting valuable jewellery with specialized coverage, while contents insurance offers broader protection for various possessions within you home. It’s important to evaluate your specific needs and the value of your jewellery when choosing a policy, that said you should insure your jewellery separately especially if it is of high value.
Navigating the realm of jewellery insurance can raise perplexing queries about coverage amounts. This is regardless of if you are seeking engagement ring insurance or you want 10 cover jewellery that’s not worn daily.
It is imperative to strike the right balance. Underinsuring leaves your treasured pieces vulnerable. while overinsuring incurs needless premiums. Our expert advice: secure your jewellery at its present retail replacement value.
Think of how much it would cost to ask a jeweller to replace it with an equivalent. This might match your purchase price or the valuation certificate sum. If the jewellery is a gift or heirloom without an invoice, insure it at the valuation figure. We ensure your gems stay safeguarded while keeping your premiums pocket-friendly.
If you need help figuring out the right insurance cover for your jewellery, we can help you decide how much cover is needed.
When exploring insurance options for your jewellery, it’s important to consider more than just price. Jewellery often represents one of the most significant investments you’ll make, outside of purchasing a home or vehicle. While cost is a crucial factor, it shouldn’t be the sole criterion for choosing a policy. You wouldn’t want to discover, at the time of a claim, that your coverage is insufficient, leaving you underinsured and facing additional expenses to replace your valuables or worse, that you’re not covered at all.
The premium for your jewellery insurance will vary based on the agreed value of the item. At Centrestone, we offer a straightforward and quick process for obtaining an instant quote, ensuring that getting coverage for your precious items is both simple and efficient.
Jewellery insurance coverage comes in many forms. Home & Contents insurance and renters insurance often cover possessions like jewellery, even when outside of your home. However, most insurance policies have a limit of $2,500 to $4,000 for reimbursement. For an engagement ring, that might not be enough — the typical couple spends about $5,367 on an engagement ring according to a 2020 Australian wedding industry report. And, many pieces today are worth more than that. You could add additional separate coverage for an item on your home & contents or renters insurance coverage, to add coverage for items above that limit. But this may significantly increase the cost of your policy, and may not cover as many scenarios.
Jewellery insurance such as that offered by Centrestone can help cover your precious gemstones and watches with broader coverage than the typical home & contents or renters insurance policy.
At Centrestone. we not only provide coverage for lost jewellery, damaged jewellery items etc. but also ensure a swift claim process. Our Worldwide cover, means that you are protected from significant financial loss in the event you lose the jewellery. Plus, we make sure that your claim is processed swiftly and the that the jewellery item claimed is replaced at full value.
What we offer is unlike any other type of personal effects cover. Unlike most insurers in Australia, we pride ourselves on transparency and thus will ensure that you are aware of all the conditions of the policy you choose, so that you can make an informed decision.
Feel free to get in touch with us for further details or for assistance.
Comprehensive coverage, for your jewellery no matter where your travel takes you.
In the event of a jewellery insurance claim get your items repaired or replaced by the jeweller you trust.
If the replacement costs exceeds the agreed insured or full value, your ring is covered to the value in excess of 50%
If in the event of claim and your jewellery needs to be repaired or replaced, you will receive a replacement that is like for like your original insured jewellery piece.
No Excess fee cover ensures that you are back into the same position you were in prior to your loss.
If your jewellery is damaged, lost or stolen it's covered.
If your jewellery is lost or damaged in the event of a natural disaster.
If your jewellery is stolen it's covered.
If your jewellery is lost, it's covered.
If your jewellery is accidentally damaged, it's covered.
In the event of a claim and your jewellery needs to be repaired or replaced, your jewellery is repaired/ replaced by the jeweller of your choice and is covered in the event of accidental damage, loss and theft.
We know you’ll be happy with our service. In the unlikely event that you change your mind, you’ll receive a full refund on your premium if you cancel within the first 14 days.
We will be there for you when you need us.
My jeweler recommended that I insure with Centrestone. I looked at other policies, but Centrestone was by far the best for insuring my ring. Easy process and great customer service.
Just insured my ring with Centrestone. Hannah kept me up to date and was so helpful throughout the whole process. Perfect customer service
Centrestone has a great cover that accounts for the increase in the cost of replacing your jewellery. The service is outstanding, they are prompt in all dealings no matter who you’re dealing with. Communication is 5 stars.
I had my engagement ring on my home and contents insurance but after shopping around we found that Centrestone had the best policy out there. They had our policy in place in less than 10mins! Highly recommend.
What an outstanding service Centrestone provides. A product that is competitive and responsive to a changing jewellery market in tandem with a wonderful customer service team make Centrestone the only choice for me.
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