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You can pay your premium as monthly instalments or a single annual payment.

MONTHLY

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ANNUAL

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+ one time setup fee $

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What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.

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Fast, affordable A+ rated Luxury Watch Insurance

We make great jewellery insurance easy

Centrestone Jewellery Insurance is Australia’s Premier Luxury Watch Insurance Specialist.

Centrestone Jewellery Insurance offers comprehensive luxury watch coverage with confidence

Comprehensive coverage with confidence

Your best choice for:

Engagement rings, wedding rings and Luxury watches

Worldwide comprehensive A+ rated coverage

When you don't want a jewellery loss claim to affect your home owner's policy rates

In the event of a claim there are no excess fees and out of pocket costs

Price competitive with any other jewellery insurance company.

WHAT IS COVERED IN A LUXURY WATCH INSURANCE POLICY?

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The 5 C's of Jewellery - Cut , Colour, Clarity, Carat and Centrestone Jewellery Insurance

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Read our Guide to Jewellery Insurance

Centrestone Jewellery Insurance, Australia’s premier luxury watch insurance specialist

We provide the best comprehensive worldwide luxury watch insurance for your piece of mind.

Centrestone Jewellery Insurance provides a specifically tailored insurance policy for your Luxury Watch


A luxury watch goes beyond functionality – it is an experience and an investment in a beautiful work of art that will be handed down from father to son, mother to daughter. Luxury Watch Insurance is means by which to protect your treasured timepiece now and in the future with our Quality Assurance Guarantee.

Like anything, a luxury watch is not immune to accidental damage, loss, or theft. Common accidents include:

  • Cracked glass due to shocks
  • Damage to the mechanism due to exposure to strong magnetic fields
  • Exposure to extreme temperatures
  • Corrosion due to exposure to chemicals such as petrol or cleaning products which can decay the water resistant seal and damage leather strap or metal casing.

Centrestone offers an insurance policy that has been tailored specifically for the needs of luxury watch cover.

Standard home and contents insurance that covers everything from your toaster to your Rolex will treat both as one and the same. Often the insurer will try to replace the item with the cheapest option possible, or pay a fraction of the replacement cost of the item.

We’re different – Centrestone will cover up to 150% of the insured amount of your item to allow for any increases in the replacement cost of your watch.

Luxury watches are made to be worn, so wear yours with confidence with the knowledge that you’ve got Centrestone protection.

Our services

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Why Centrestone Jewellery Insurance

The Centrestone Jewellery Insurance Policy

Worldwide jewellery insurance cover

Worldwide Cover

Comprehensive coverage, for your jewellery no matter where your travel takes you.

Return jeweller of your choice

Return to your jeweller

In the event of a jewellery insurance claim get your items repaired or replaced by the jeweller you trust.

Jewellery insurance cover up to 150%

150% Cover

If the replacement costs exceeds the agreed insured or full value, your ring is covered to the value in excess of 50%

Jewellery replacement - like for like rings

Like-for-like replacement

If in the event of claim and your jewellery needs to be repaired or replaced, you will receive a replacement that is like for like your original insured jewellery piece.

No excess fees

No Excess Fee

No Excess fee cover ensures that you are back into the same position you were in prior to your loss.

Cover for accidental damage, loss and theft

Cover for accidental damage, loss and theft

If your jewellery is damaged, lost or stolen it's covered.

Natural Disaster Coverage

Natural Disaster Coverage

If your jewellery is lost or damaged in the event of a natural disaster.

Theft Coverage

Theft Coverage

If your jewellery is stolen it's covered.

Loss Coverage

Loss Coverage

If your jewellery is lost, it's covered.

jewellery insurance for rings

Damage Coverage

If your jewellery is accidentally damaged, it's covered.

Agreed Value Policy

Agreed Value Policy

In the event of a claim and your jewellery needs to be repaired or replaced, your jewellery is repaired/ replaced by the jeweller of your choice and is covered in the event of accidental damage, loss and theft.

Satisfaction Guarantee

Satisfaction Guarantee

We know you’ll be happy with our service. In the unlikely event that you change your mind, you’ll receive a full refund on your premium if you cancel within the first 14 days.

Dedicated inhouse Claims Consultant

Dedicated inhouse Claims Consultant

We will be there for you when you need us.

Engagement Ring Insurance

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