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You can pay your premium as monthly instalments or a single annual payment.
$ p/m
($ Total)
Pay your premium
over 12 monthly instalments
$
+ one time setup fee $
Pay annually and save
$ Total
The total includes GST
and government charges
What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.
Have some questions? We would love to hear from you.
Thank You!
Your application has now
been submitted
Our team will be in contact with you
shortly via phone or email with the
next steps
Have some questions? We would love to hear from you.
When it comes to insuring your precious jewellery, clarity and honesty are paramount. Unlike many insurers who cover you “up to” a certain amount, leaving you uncertain about the actual payout, Centrestone Jewellery Insurance champions complete transparency. Our Agreed Value Policy guarantees that, in the event of a total loss, you receive the full sum insured as shown on your policy—ensuring you’re fully covered without any guesswork.
The difference with Centrestone’s approach is clear: we offer a straightforward, agreed value on your jewellery insurance, providing peace of mind and eliminating the uncertainty that comes with conditional coverage limits.
Guaranteed Full Payout: Receive exactly the amount you’re insured for, not just an approximation. In the face of loss, the last thing you need is financial uncertainty.
Transparent Policies: Our policies are designed for easy understanding, ensuring you know exactly what coverage you have without the need for extensive clarification.
Complete Coverage Confidence: With Centrestone’s Agreed Value Policy, you can wear and enjoy your precious jewellery, knowing its full value is protected.
At Centrestone Jewellery Insurance, your confidence in your coverage is our top priority. Our Agreed Value Policy is a testament to our commitment to transparency, ensuring that you’re always fully aware and assured of the protection your cherished items hold. Trust Centrestone to provide comprehensive protection that honors the full value of your jewellery, without compromise.
Coverage |  | Other Online | Renters/ Home & | Jewellery |
Coverage Limits | 150% of Appraisal Value | Appraisal Value to 150% | Capped as low as $2,500 | Appraisal Value |
Worldwide Coverage | 
|  | | |
Damage |
| | Limited | |
Loss |
| | ||
Theft |
| | Limited | |
Mysterious Disappearance |
| | ||
Limited Impact of Claims on |
| | ||
Monthly Pay Option or Discount for |
| |||
Gifts to Others at Separate Address |
| ? | ? | |
No Excess |
| ? | ? | ? |
Free Annual Insurance Value Updates |
| |||
Like for like replacement |
| Majority offer cash payouts |
Centrestone
Home & Contents
Return to your
preferred jeweller
150% to protect
from price increases
Like-for-like
replacement
No excess fee
Worldwide cover
Often limited to
Australia Wide
Cover for accidental
damage, loss & theft
Limited coverage
Centrestone Jewellery Insurance, is Australia’s premiere jewellery insurance specialist. Offering the best engagement ring insurance & wedding ring insurance, we keep it simple – comprehensive jewellery insurance cover against damage, loss and theft – anytime, anywhere.
We provide the best comprehensive worldwide jewellery insurance for your precious engagement ring, wedding ring and timepieces. We cover your jewellery wherever it goes. Your precious jewellery is made to be worn, so why insure it with a company that will only cover it at home?
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