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You can pay your premium as monthly instalments or a single annual payment.

MONTHLY

$ p/m

($ Total)

Pay your premium
over 12 monthly instalments

ANNUAL

$

+ one time setup fee $

Pay annually and save

$ Total

The total includes GST
and government charges

OR

What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.

Have some questions? We would love to hear from you.

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Up to 150% Cover

The Best Jewellery Insurance Policy at the Best Price

Diamonds Falling

Up to 150% Cover for your jewellery

What does this mean?

Terms and conditions are a necessity in any insurance policy. But we’ve got one at Centrestone Jewellery Insurance which we’re proud of and excited to tell you about:

Up to 150% Cover.

Let’s talk about what that means. Let’s say you bought a ring for $10,000, and a year down the road the replacement value of the ring has changed dramatically. Perhaps the cost of precious metals increased, or the diamond market has surged. It can even be something like a poor exchange rate that can lead to a higher replacement cost.

So if there is a shift downward in the Aussie dollar, you might find yourself in the situation that you can’t replace that fabulous diamond engagement ring for the sum insured!

What happens next? Normally with other insurance providers you’ll just have to kick-in yourself or settle for an engagement ring at lesser value.

But not at Centrestone Jewellery Insurance.

150% cover means that if the replacement costs exceeds the agreed insured value, your ring is covered to the value in excess of 50%. This cover ensures that you are back into the same position you were in prior to your loss.

That’s because we care. This is what makes Centrestone Jewellery Insurance, Australia’s premier jewellery insurance provider.

Coverage

Other Online
Jewellery Insurance

Renters/ Home &
Contents Insurance

Jewellery
Warranty

Coverage Limits

150% of Appraisal Value

Appraisal Value to 150%

Capped as low as $2,500

Appraisal Value

Worldwide Coverage

Damage

Limited

Loss

Theft

Limited

Mysterious Disappearance

Limited Impact of Claims on
Homeowners Insurance

Monthly Pay Option or Discount for
Annual Pay

Gifts to Others at Separate Address

?

?

No Excess

?

?

?

Free Annual Insurance Value Updates

Like for like replacement

Majority offer cash payouts
less than value of replacement

How are we different to Home & Contents Insurance?

We'll let you compare

Centrestone

Home & Contents

Return to your
preferred jeweller

150% to protect
from price increases

Like-for-like
replacement

No excess fee

Worldwide cover

Often limited to
Australia Wide

Cover for accidental
damage, loss & theft

Limited coverage

Centrestone Jewellery Insurance Policy Benefits

Diamonds Falling

The 5 C's of Jewellery - Cut , Colour, Clarity, Carat and Centrestone Jewellery Insurance

Instant Quote

Centerstone Jewellery Insurance, Best Engagement & Wedding Rings Insurance, Insure Your Diamond Australia

We provide the best comprehensive worldwide jewellery insurance for your precious engagement rings and timepieces.

Latest Blog

Find ideas, inspiration, resources and more

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The number of travellers reporting lost or stolen jewellery has doubled over the past four years, according to a survey conducted in 2019. The survey revealed that 20% of respondents[...]

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The 4 main differences between Centrestone Jewellery Insurance and Home & Contents
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