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You can pay your premium as monthly instalments or a single annual payment.


$ p/m

($ Total)

Pay your premium
over 12 monthly instalments



+ one time setup fee $

Pay annually and save

$ Total

The total includes GST
and government charges


What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.

Have some questions? We would love to hear from you.

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Up to 150% Cover

The Best Jewellery Insurance Policy at the Best Price

Diamonds Falling

Experience Comprehensive Coverage with Centrestone Jewellery Insurance: Up to 150% Cover

Protecting Your Precious Jewellery Beyond Their Current Value

At Centrestone Jewellery Insurance, we’re not just experts in insurance; we’re passionate about jewellery. We understand the intricate nature of jewellery values and how they can shift, sometimes significantly. That’s why we’ve designed our policies to evolve with the changing value of your treasured pieces.

Yearly Revaluations to Keep Pace with the Market

To ensure your cherished items are always covered to their full value, Centrestone conducts annual revaluations of your insured jewellery. This proactive approach guarantees that your coverage matches the current market value, providing peace of mind that you’re always adequately insured.

Up to 150% Coverage for Unprecedented Protection

We recognise that in some scenarios, the market value of your jewellery could escalate beyond its last appraisal, especially in the case of rare or highly sought-after items. To address this, Centrestone offers an unparalleled safety net: in instances where restoring your collection to its pre-loss condition exceeds the insured value, our policy provides an additional buffer of up to 50% of that value towards your claim. This unique offering ensures that you’re not just covered; you’re over-protected.

Ready for the Unexpected with Centrestone

Life’s uncertainties require a forward-thinking approach to jewellery insurance. Whether it’s market volatility or unexpected loss, Centrestone’s Up to 150% Cover policy is designed to ensure that you’ll never find yourself underinsured. With Centrestone Jewellery Insurance, you don’t just get coverage; you receive a promise of complete protection and peace of mind.

Embrace the security that comes with knowing your precious possessions are not just insured but are protected up to 150% of their value. Trust in Centrestone Jewellery Insurance for coverage that grows with your collection, ensuring that you’re always fully protected, no matter what the future holds.


Other Online
Jewellery Insurance

Renters/ Home &
Contents Insurance


Coverage Limits

150% of Appraisal Value

Appraisal Value to 150%

Capped as low as $2,500

Appraisal Value

Worldwide Coverage






Mysterious Disappearance

Limited Impact of Claims on
Homeowners Insurance

Monthly Pay Option or Discount for
Annual Pay

Gifts to Others at Separate Address



No Excess




Free Annual Insurance Value Updates

Like for like replacement

Majority offer cash payouts
less than value of replacement

How are we different to Home & Contents Insurance?

We'll let you compare


Home & Contents

Return to your
preferred jeweller

150% to protect
from price increases


No excess fee

Worldwide cover

Often limited to
Australia Wide

Cover for accidental
damage, loss & theft

Limited coverage

Centrestone Jewellery Insurance Policy Benefits

Diamonds Falling

The 5 C's of Jewellery - Cut , Colour, Clarity, Carat and Centrestone Jewellery Insurance

Instant Quote
Read our Guide to Jewellery Insurance

Centrestone Jewellery Insurance, is Australia’s premiere jewellery insurance specialist. Offering the best engagement ring insurance & wedding ring insurance, we keep it simple – comprehensive jewellery insurance cover against damage, loss and theft – anytime, anywhere.

We provide the best comprehensive worldwide jewellery insurance for your precious engagement ring, wedding ring and timepieces. We cover your jewellery wherever it goes. Your precious jewellery is made to be worn, so why insure it with a company that will only cover it at home?

Latest Blog

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The tradition of presenting a diamond engagement ring to seal a marriage proposal remains deeply ingrained in Australian culture. For generations, diamond engagement rings have continued to symbolise a romantic[...]

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Is Jewellery Insurance Worth It?

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The decision to obtain jewellery insurance largely depends on the value of your jewellery (both monetary and emotional), your personal risk tolerance, and your financial situation. Here are some key[...]

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