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What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.

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Mysterious disappearance coverage

The Best Jewellery Insurance Policy at the Best Price

Diamonds Falling

Cover for mysterious disappearance

What does this mean?

At Centrestone Jewellery Insurance our policy protects customers with cover for mysterious disappearance. Now, we’re not saying that’s not something to brag about, but we do get a lot of questions about the specifics of this protection.
So, look no further for a detailed explanation of what Centrestone Jewellery Insurance ability to cover for mysterious disappearance really means.

Why should cover for accidental damage, loss & theft be important to me?

First things first: This policy gives Centrestone Jewellery Insurance customers the peace of mind that they are fully protected from mysterious disappearance. That’s it! No loopholes. No fine print that you can barely read.

When insurance professionals use the term, mysterious disappearance, they’re describing a claim for a lost piece of jewellery or a lost stone from a piece. The circumstances don’t necessarily need to be mysterious. The claimant might know exactly where the item is, but it’s irretrievable.
For instance, a woman may know precisely where she was when her engagement ring slipped off her finger while swimming at the beach. The disappearance isn’t mysterious, but to her, the engagement ring is lost forever.
Other insurers will merely offer a cap on your jewellery claim, generally between $1,500 and $3,500.
This is normally paid out as a cash payout; And the rest of the value of your jewellery? you’ll have to kick in yourself.

But not as Centrestone Jewellery Insurance

Cover for mysterious disappearance coverage means that if in the event of a claim and your jewellery needs to be repaired or replaced, your jewellery is repaired/replaced by the jeweller of your choice and is covered in the event of accidental damage, loss & theft of your jewellery pieces.
This is one of the many reasons Centrestone Jewellery Insurance is Australia’s premier jewellery insurance specialist.


Other Online
Jewellery Insurance

Renters/ Home &
Contents Insurance


Coverage Limits

150% of Appraisal Value

Appraisal Value to 150%

Capped as low as $2,500

Appraisal Value

Worldwide Coverage






Mysterious Disappearance

Limited Impact of Claims on
Homeowners Insurance

Monthly Pay Option or Discount for
Annual Pay

Gifts to Others at Separate Address



No Excess




Free Annual Insurance Value Updates

Like for like replacement

Majority offer cash payouts
less than value of replacement

How are we different to Home & Contents Insurance?

We'll let you compare


Home & Contents

Return to your
preferred jeweller

150% to protect
from price increases


No excess fee

Worldwide cover

Often limited to
Australia Wide

Cover for accidental
damage, loss & theft

Limited coverage

Centrestone Jewellery Insurance Policy Benefits

Diamonds Falling

The 5 C's of Jewellery - Cut , Colour, Clarity, Carat and Centrestone Jewellery Insurance

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Centerstone Jewellery Insurance, Best Engagement & Wedding Rings Insurance, Insure Your Diamond Australia

We provide the best comprehensive worldwide jewellery insurance for your precious engagement rings and timepieces.

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