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You can pay your premium as monthly instalments or a single annual payment.

MONTHLY

$ p/m

($ Total)

Pay your premium
over 12 monthly instalments

ANNUAL

$

+ one time setup fee $

Pay annually and save

$ Total

The total includes GST
and government charges

OR

What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.

Have some questions? We would love to hear from you.

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No Excess Fee

The Best Jewellery Insurance Policy at the Best Price

Diamonds Falling

No Excess Fee when you claim for your jewellery

What does this mean?

When you are forced to make a claim on your jewellery, it can be quite a stressful time. That’s why at Centrestone Jewellery Insurance we have No Excess Fee payable in the event of a claim.

Opting for a higher excess level on your cover may reduce the price of your premium. But what is insurance excess and when does it apply?

What is insurance excess?

It is an agreed amount that you pay at the start of any claim you make.

Centrestone Jewellery Insurance charges no excess fee in the event of a claim. That’s right, none. Let’s say you insured your jewellery through your home and contents insurance. Not only will you be forced to pay an agreed excess fee, but also find that your jewellery claim will be capped to generally between $1500 and $3,500 depending on the policy.

You will also be looking at increasing your premiums on your home insurance due to the claim.

You’ll have one with all your insurance policies, apart from life insurance policies which do not carry an excess. Your insurer decides a compulsory excess amount when you take out your policy, but you can also choose to up and sometimes reduce your excess. Typically, the more excess you pay in the event of a claim, the smaller the amount you have to pay as a premium, so it’s all about finding the balance between your monthly costs and how much you can afford to pay if the worst happens.

No Excess fee cover ensures that you are back into the same position you were in prior to your loss.

That’s because we care. This is what makes Centrestone Jewellery Insurance, Australia’s premier jewellery insurance provider.

Coverage

Other Online
Jewellery Insurance

Renters/ Home &
Contents Insurance

Jewellery
Warranty

Coverage Limits

150% of Appraisal Value

Appraisal Value to 150%

Capped as low as $2,500

Appraisal Value

Worldwide Coverage

Damage

Limited

Loss

Theft

Limited

Mysterious Disappearance

Limited Impact of Claims on
Homeowners Insurance

Monthly Pay Option or Discount for
Annual Pay

Gifts to Others at Separate Address

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No Excess

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Free Annual Insurance Value Updates

Like for like replacement

Majority offer cash payouts
less than value of replacement

How are we different to Home & Contents Insurance?

We'll let you compare

Centrestone

Home & Contents

Return to your
preferred jeweller

150% to protect
from price increases

Like-for-like
replacement

No excess fee

Worldwide cover

Often limited to
Australia Wide

Cover for accidental
damage, loss & theft

Limited coverage

Centrestone Jewellery Insurance Policy Benefits

Diamonds Falling

The 5 C's of Jewellery - Cut , Colour, Clarity, Carat and Centrestone Jewellery Insurance

Instant Quote

Centerstone Jewellery Insurance, Best Engagement & Wedding Rings Insurance, Insure Your Diamond Australia

We provide the best comprehensive worldwide jewellery insurance for your precious engagement rings and timepieces.

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