Scroll up

Quote Request

Thanks !

You can pay your premium as monthly instalments or a single annual payment.


$ p/m

($ Total)

Pay your premium
over 12 monthly instalments



+ one time setup fee $

Pay annually and save

$ Total

The total includes GST
and government charges


What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.

Have some questions? We would love to hear from you.

image on the instant quote

Quote Request

Thank You!

Your application has now
been submitted

Our team will be in contact with you
shortly via phone or email with the
next steps

Have some questions? We would love to hear from you.

image on the instant quote

Like for like replacement

The Best Jewellery Insurance Policy at the Best Price

Diamonds Falling

Guaranteed Like-for-Like Replacement with Centrestone Jewellery Insurance

Understanding the Value of True Like-for-Like Replacement

At Centrestone Jewellery Insurance, we pride ourselves on offering a like-for-like replacement policy that stands out in the world of jewellery insurance. This policy ensures that, in the event of a claim, you receive a replacement that matches the quality and value of your original piece. It’s not just a feature we offer; it’s a cornerstone of our commitment to preserving the integrity and value of your jewellery.

The Importance of Like-for-Like Replacement

Why does like-for-like replacement matter? Our policy ensures that any repair or replacement is handled by a jeweller of your choosing, one that you trust and who understands the original craftsmanship of your piece. Unlike other insurers, who may direct your claim to the lowest bidder or offer a cash payout that doesn’t fully cover the value of your jewellery, Centrestone respects the craftsmanship, care, and unique value of your original item.

Craftsmanship and Quality: We recognize the importance of the craftsmanship and care that went into your original jewellery piece. Our like-for-like replacement guarantee means your jewellery’s quality and aesthetics are preserved.

No Cost-Cutting on Claims: Where other policies might send you to the cheapest repair option or cap your claim, leaving you to cover any shortfall, Centrestone ensures the full value of your jewellery is respected and preserved.

Full Value Replacement: We understand the value of your jewellery goes beyond mere numbers. Our policy is designed to ensure you don’t have to pay out of pocket to match the original value of your lost or damaged jewellery.

Why Choose Centrestone for Like-for-Like Replacement?

Choosing Centrestone means opting for an insurance provider that truly understands and values the unique worth of your jewellery. Our like-for-like replacement policy is a testament to our commitment to ensuring your treasured pieces are always restored to their original glory, without compromise.

Trust Centrestone for Your Jewellery’s Integrity

With Centrestone Jewellery Insurance, rest assured knowing your precious items are fully covered, with a guaranteed like-for-like replacement. Embrace the peace of mind that comes from knowing your jewellery’s replacement will be as perfect as the original, with no shortcuts or compromises. Choose Centrestone, where your jewellery’s value, craftsmanship, and beauty are always preserved.


Other Online
Jewellery Insurance

Renters/ Home &
Contents Insurance


Coverage Limits

150% of Appraisal Value

Appraisal Value to 150%

Capped as low as $2,500

Appraisal Value

Worldwide Coverage






Mysterious Disappearance

Limited Impact of Claims on
Homeowners Insurance

Monthly Pay Option or Discount for
Annual Pay

Gifts to Others at Separate Address



No Excess




Free Annual Insurance Value Updates

Like for like replacement

Majority offer cash payouts
less than value of replacement

How are we different to Home & Contents Insurance?

We'll let you compare


Home & Contents

Return to your
preferred jeweller

150% to protect
from price increases


No excess fee

Worldwide cover

Often limited to
Australia Wide

Cover for accidental
damage, loss & theft

Limited coverage

Centrestone Jewellery Insurance Policy Benefits

Diamonds Falling

The 5 C's of Jewellery - Cut , Colour, Clarity, Carat and Centrestone Jewellery Insurance

Instant Quote
Read our Guide to Jewellery Insurance

Centrestone Jewellery Insurance, is Australia’s premiere jewellery insurance specialist. Offering the best engagement ring insurance & wedding ring insurance, we keep it simple – comprehensive jewellery insurance cover against damage, loss and theft – anytime, anywhere.

We provide the best comprehensive worldwide jewellery insurance for your precious engagement ring, wedding ring and timepieces. We cover your jewellery wherever it goes. Your precious jewellery is made to be worn, so why insure it with a company that will only cover it at home?

Latest Blog

Find ideas, inspiration, resources and more

Elizabeth Taylors Dazzling Engagement Ring Legacy
Elizabeth Taylors Dazzling Engagement Ring Legacy

12 Apr 24 | Engagement Rings

Celebrities have long influenced our choices in fashion and beauty, with their stunning engagement rings often making headlines. Known for her tumultuous love life and exquisite taste in jewellery, Elizabeth[...]

 Read more
How Much To Spend On An Engagement Ring?
How Much To Spend On An Engagement Ring?

01 Mar 24 | Engagement Rings

The tradition of presenting a diamond engagement ring to seal a marriage proposal remains deeply ingrained in Australian culture. For generations, diamond engagement rings have continued to symbolise a romantic[...]

 Read more
Is Jewellery Insurance Worth It?
Is Jewellery Insurance Worth It?

02 Feb 24 | Jewellery Insurance

The decision to obtain jewellery insurance largely depends on the value of your jewellery (both monetary and emotional), your personal risk tolerance, and your financial situation. Here are some key[...]

 Read more

Got Questions?

Ask us anything!