Wedding Ring Insurance Policy 

Centrestone Jewellery Insurance provides a specifically tailored insurance policy to give maximum protection for your wedding ring

Your wedding rings symbolise the eternal bond of love between you and your partner. Thus, a wedding ring holds immense sentimental and monetary value, making them precious treasures that should be protected at all costs. Whether it is gold or diamonds, an insurance policy will ensure that you are financially covered if it is stolen or lost.

Do you have a question about getting a wedding ring insurance policy? Feel free to contact us to find out more.

A insurance policy specialising in wedding ring insurance

Instead of relying on standard insurance policies that mainly cover the basics, you should consider investing in a specialist wedding ring insurance policy designed specifically for precious rings. The policies offer comprehensive coverage to protect against accidental loss, theft, damage, or mysterious disappearance. That way, you’ll know that the rings are fully protected in various situations. One of the great advantages of specialist wedding ring insurance is “agreed value” coverage. Unlike standard policies, which may only reimburse at market value, specialist policies let you and the insurer agree on the value of the wedding rings up front. This means that you’ll receive the full agreed amount in the event of a covered loss. This is particularly valuable for unique or heirloom rings with sentimental value that may appreciate over time. Whether you’re jetting off on a dream honeymoon or exploring exotic destinations, your rings will be insured against loss or damage. Some policies even offer travel benefits like emergency replacement or repair services, so you don?t need to worry about your wedding ring getting lost, stolen, or damaged. Investing in a specialist wedding ring insurance policy protects your rings financially and provides emotional security. So, if you don’t have a policy yet, now would be a great time to consider it!

What Does A Wedding Ring Insurance Policy Cover?

Depending on your investment policy, it could cover several types of losses and damage. We strongly advise that you make sure that the policy covers the following:

Comprehensive coverage: A comprehensive insurance policy safeguards your financial investment by covering loss, theft, damage, or even the disappearance of your rings. In the unfortunate event of any such incident, the insurance policy ensures that you are financially protected and can easily replace or repair your rings.

Worldwide Coverage: Most couples will travel on their dream honeymoon, so accidents or mishaps can happen anywhere. A reliable wedding ring insurance policy typically offers worldwide coverage, ensuring your rings are protected no matter where you are. This global coverage eliminates the danger of losing or damaging your rings while travelling.

Professional Replacement & Repair: In the unfortunate event of loss, theft, or damage to your wedding rings, a reputable insurance policy should provide access to trusted jewellers and gemologists specialising in ring replacement or repair. This ensures that your rings are handled by experts who understand their value and significance.